As merchant advocates, we’re here to help businesses thrive. Our business-first approach is designed to help you process card transactions as securely and economically as possible. We’re proud to offer programs that reflect our commitment to driving down costs and helping you grow your business.


Affordable, reliable, and secure payment processing solutions for merchants across the U.S. We offer a full suite of industry-leading payment and processing solutions that service all types and sizes of businesses. We facilitate electronic payment processing for all major Credit & Debit Cards; Gift & Loyalty Cards; EBT Government Cards, E-check, ACH, Remote Deposit Capture as well as other non-cash payment methods.

Credit Cards: Credit Card usage among consumers continues to rank as the highest form of payment in America and will likely remain the case for years to come. CMS enables acceptance of all the major card types, including Visa, MasterCard, American Express & Discover.

Debit Cards: With its convenience and security, debit card transactions have increased dramatically over the last decade. CMS supports both Offline Debit, which essentially transacts the same way a credit card does as well as Online Debit, which requires the consumer to enter a PIN number to complete the transaction.

Gift Cards: One of the easiest ways to increase sales is to start accepting Gift Cards. CMS allows merchants to purchase pre-designed cards or to customize cards to display their company logo, etc. Studies show that in the right environment, Gift Cards are proven to increase brand awareness and encourage repeat business.

Electronic Benefits Cards (EBT): EBT cards are stored-value cards issued by the government to distribute food stamp and cash benefits. EBT cards process very similar to Online Debit cards in that they contain magnetic stripes and require a PIN number.

Check Services (E-Check/ACH/RDC): When merchants accept electronic checks, ACH, or Remote Deposit Capture (RDC) also known as Check 21, they open their business up to accept payments from 85% of the adults in the U.S. who have checking accounts. Merchants are also further allowing their business to participate in the Business to Business (B2B) market, where over 50% of transactions are made by check. At CMS, we’ve developed an electronic check processing solution for merchants to tap into these markets and start accepting all forms of electronic checks.


We pride ourselves on our ability to tackle all payment processing environments. Whether our merchants do business online, over the phone, or at a retail storefront, gas pump, or office, We provide the tools and solutions you need to create a positive customer experience.

CMS has accumulated the depth of experience and knowledge necessary to support nearly all markets and our state-of-the-art technology enables us to provide the most efficient reliable products and consultative merchant services in the payments industry. We are committed to supporting our merchants and partners now and into the future. Please see below for the markets we serve:

  • Associations
  • Automotive
  • Business to Business
  • Direct Sales
  • Direct Response Marketing
  • Education
  • Government / Public Sector
  • Internet Retail (eCommerce)
  • Internet Services
  • Medical / Healthcare
  • Mail Orders
  • Mobile Service Professionals
  • Charity / Non-Profits
  • Professional Service
  • Petroleum and C-Stores
  • Property Management
  • Retail
  • Restaurant Solutions
  • Services Companies
  • Software Companies
  • Supermarkets
  • Telephone Orders
  • Travel and Hospitality
  • Utilities

It’s important for your business to accept major credit cards, it can increase sales and gives a business a certain level of legitimacy vs cash only merchants. We offer a transparent pricing model with no hidden fees and a customer service team that cares about your business. Whether your a preferred merchant or in a high-risk category, we have the right partners to provide a trusted solution for you.

Whether you are a merchant or a financial institution we have the utmost confidence that our industry-leading customer service is what makes us stand out in the highly competitive world of merchant processing.  We look forward to the opportunity to serve you.