Credit Cards: Credit Card usage among consumers continues to rank as the highest form of payment in America and will likely remain the case for years to come. CMS enables acceptance of all the major card types, including Visa, MasterCard, American Express & Discover.

Debit Cards: With its convenience and security, debit card transactions have increased dramatically over the last decade. CMS supports both Offline Debit, which essentially transacts the same way a credit card does as well as Online Debit, which requires the consumer to enter a PIN number to complete the transaction.

Gift Cards: One of the easiest ways to increase sales is to start accepting Gift Cards. CMS allows merchants to purchase pre-designed cards or to customize cards to display their company logo, etc. Studies show that in the right environment, Gift Cards are proven to increase brand awareness and encourage repeat business.

Electronic Benefits Cards (EBT): EBT cards are stored-value cards issued by the government to distribute food stamp and cash benefits. EBT cards process very similar to Online Debit cards in that they contain magnetic stripes and require a PIN number.

Check Services (E-Check/ACH/RDC): When merchants accept electronic checks, ACH, or Remote Deposit Capture (RDC) also known as Check 21, they open their business up to accept payments from 85% of the adults in the U.S. who have checking accounts. Merchants are also further allowing their business to participate in the Business to Business (B2B) market, where over 50% of transactions are made by check. At CMS, we’ve developed an electronic check processing solution for merchants to tap into these markets and start accepting all forms of electronic checks.

MARKETS WE SERVE

We pride ourselves on our ability to tackle all payment processing environments. Whether our merchants do business online, over the phone, or at a retail storefront, gas pump, or office, We provide the tools and solutions you need to create a positive customer experience.

CMS has accumulated the depth of experience and knowledge necessary to support nearly all markets and our state-of-the-art technology enables us to provide the most efficient reliable products and consultative merchant services in the payments industry. We are committed to supporting our merchants and partners now and into the future. Please see below for the markets we serve:

• Associations
• Automotive
• Business to Business
• Direct Sales
• Direct Response Marketing
• Education
• Government / Public Sector
• Internet Retail (eCommerce)

• Internet Services
• Medical / Healthcare
• Mail Orders
• Mobile Service Professionals
• Charity / Non-Profits
• Professional Service
• Petroleum and C-Stores
• Property Management

• Retail
• Restaurant Solutions
• Services Companies
• Software Companies
• Supermarkets
• Telephone Orders
• Travel and Hospitality
• Utilities